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The Market is Crashing - What's Your Plan?
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11-30-2017, 05:41 PM | #68 |
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11-30-2017, 06:36 PM | #69 | |
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Just a thought. |
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11-30-2017, 06:47 PM | #70 | |
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11-30-2017, 07:02 PM | #71 | |
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No one knows. Keep buying low cost index funds for a lifetime. You be a multimillionaire. |
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11-30-2017, 10:35 PM | #72 | |
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I discovered that what I thought was an annuity (as sold by my last broker) is nothing more than an unmanaged fund with a mix of equities and bonds. A "set it and forget it" sort of deal. Shame on me for not being more involved and trusting him. The good news is that I dont need a broker to make any changes I want. i can move some or all of the funds into any of their 200 or so accounts. They offer access to some Vanguard funds that look pretty good. I hear you though on the idea of keeping the funds under one roof so that they can manage my who portfolio, leverage buying power, and get discounted fees. I just dropped into a lower fee structure with Baird so I have a loooong way to go till the next break. Did some research on structured investments. So it kinda sounds too good to be true. What' the downside or risk? Why doesn't everyone do these? |
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12-01-2017, 07:50 AM | #73 | |
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So once again, individual investors are screwed. |
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12-01-2017, 08:38 AM | #74 |
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So the month closed yesterday and I'm up from the previous month. Just not by as much as I was earlier in the month. Hardly what I'd consider a crash. I'd say this isn't a bad month.
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12-01-2017, 08:53 AM | #75 |
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12-01-2017, 08:54 AM | #76 | |
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I agree, not a bad month overall. I'm up just a hair under 3% across the board for November. |
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12-01-2017, 06:07 PM | #78 |
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12-01-2017, 10:44 PM | #79 | ||
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- fees - not tax efficient - usually have caps on max gain % Having a well diversified portfolio is more beneficial over the long term. The only free lunch in finance is diversification. For a typical investor it makes more sense to have 1 portfolio manager. They will be able to manage assets more effectively and be able to offer different products depending on the portfolio size (separately managed account, alternatives...). You will save some money on fees as many have a tiered fee schedule. |
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12-01-2017, 10:55 PM | #80 |
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12-01-2017, 10:58 PM | #81 |
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That’s why you’re always buying.....dollar cost averaging.
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12-02-2017, 09:16 AM | #82 | |
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12-02-2017, 10:48 AM | #83 |
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That’s what I mean. If you spend $1,000 month investing, you buy more shares when things are cheap and fewer when shares are too high.
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12-02-2017, 11:26 AM | #84 |
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12-02-2017, 01:30 PM | #85 | |
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12-02-2017, 02:28 PM | #86 |
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Yep, if you are investing for long term and reinvesting dividends. This doesn’t mean you’re buying the same stocks all the time.
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12-02-2017, 04:20 PM | #87 |
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I just keep buying all the time when I can and re-investing dividends primarily in retirement accounts where the dividends aren't taxed. If the dividends are taxed I may cash some of them out to cover the taxes.
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12-03-2017, 09:11 AM | #88 | |
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