335 drivers: How old are you?

Hotcoupe · 04-08-2013, 12:51 PM

Quote:

Originally Posted by zltm089

65....bought it when i was 59...

awesome car!

I thought you were older than that Kev,I guess you've had a hard life

DarkAnt335i · 04-08-2013, 12:53 PM

It's funny i get the 'oh yeah and what else are you doing' or 'how can you afford that at your age' stuff all the time. To be honest it doesn't bother me one bit... however it seems to bother the people making those comments.

Some people would rather believe that a young person is doing something 'dodgy' than accept they can legitimately afford a nice car, house etc.

If i was living at home still i'd be in a GT3 with a deposit on the 2012/13 GT3 down eagerly awaiting my November delivery

dmt335d · 04-08-2013, 01:08 PM

335d, 34 years old

taffyjason · 04-08-2013, 02:30 PM

36

andy9188 · 04-08-2013, 03:22 PM

24 335d now 25 e92 m3. Insurance has gone down 600 quid since turning 25 though.

gangzoom · 04-08-2013, 03:26 PM

31, had the car for nearly 2 years, love it best car I've owned.

Good to see a wide range of owners, its a fab car

ram335i · 04-08-2013, 04:56 PM

23, bought the car just over a year ago.
Lucky to live in an area where insurance is very low and no, I don't still live with my parents

Love the car more than the other half would care to know... apart from when something needs replacing!

Ajerthan · 04-08-2013, 09:44 PM

If you can afford to pay the Finance, why not?! I bought mine on finance about year ago, Im looking to get it paid off by summer. Btw I work, work & work.

djgandy · 04-09-2013, 02:45 AM

I bought mine on finance too, but I paid the lot off after 3 months. I just wondered how MEGA got such a good finance deal :O

MEGA · 04-09-2013, 03:25 AM

Quote:

Originally Posted by Kerr

I don't have a problem with finance and I bet most people do go down that route with near £30k motors.

I'm a little lost with the maths too though.

HP agreements are very top heaving with interest.

At a rough guess you will be currently paying about £250 per month interest and if you keep the car for 5 years you will be around £85 per month in interest on average.

I think you bought your car long enough ago that values have improved a bit which will help.

However on a HP agreement you've not eaten too much into the loan amount and been paying lots of the interest first.

Interest is calculated over the term these days not applied all at the beginning fella! You pay more at the beginning just as the total owed amount is higher but only 7.1% of 25k over year one, then 7.1% of 25k minus 12 payments for year 2, etc. It evens out over the term and I knew I planned to keep the car 3-4 years (till the M4 came out at the time. Now likely till the M2 comes out)

MEGA · 04-09-2013, 03:26 AM

Quote:

Originally Posted by djgandy

I bought mine on finance too, but I paid the lot off after 3 months. I just wondered how MEGA got such a good finance deal :O

7.1% APR direct with BMW at the time their opening gambit was 8.9 and they got talked down. It's not really a great deal when so many car companies are offering 4% APR on new cars or even 0%, and the base rate is 0.5: But it was enough for me to accept it.

I was previously on an under 5% rate with the 350z (an extremely good deal offered via a broker).

MEGA · 04-09-2013, 03:34 AM

Quote:

Originally Posted by djgandy

£30 a month interest? How much finance did you take, and how long?

Obviously I was totally out with that figure :-) I'd calculated based on the car cost and not included the cost of finance - as I wasn't really paying attention.

Actual numbers have month 1 interest at 147 and month 60 interest at £2. Or to average that out over the term £79.50 pcm interest.

C.J · 04-09-2013, 04:07 AM

27.

djgandy · 04-09-2013, 05:04 AM

Quote:

Originally Posted by MEGA

Obviously I was totally out with that figure :-) I'd calculated based on the car cost and not included the cost of finance - as I wasn't really paying attention.

Actual numbers have month 1 interest at 147 and month 60 interest at £2. Or to average that out over the term £79.50 pcm interest.

ahh that seems more like it! I did wonder if you'd only taken a 5k loan or something!

inkey$ · 04-09-2013, 09:45 AM

Manual E90 335i MSport Saloon = 40 years old.
Cliche of 2013 = Had to sell the Z4MC due to baby.

MEGA · 04-09-2013, 01:08 PM

^ Not a bad replacement but ouch at selling the Z4MC (one of my all time favourite cars)

inkey$ · 04-09-2013, 02:41 PM

Quote:

Originally Posted by MEGA

^ Not a bad replacement but ouch at selling the Z4MC (one of my all time favourite cars)

You have no idea how much it hurt - and still does

djgandy · 04-09-2013, 02:46 PM

Quote:

Originally Posted by inkey$

You have no idea how much it hurt - and still does

My mate is in the market for one. I think he wanted yours!

inkey$ · 04-09-2013, 02:48 PM

Quote:

Originally Posted by djgandy

My mate is in the market for one. I think he wanted yours!

Really? Is he on the Z4Forum? Mine sold back in Feb to local guy.

djgandy · 04-09-2013, 03:05 PM

Quote:

Originally Posted by inkey$

Really? Is he on the Z4Forum? Mine sold back in Feb to local guy.

Yeah he's been browsing it for about 300 years now looking for the perfect Z4MC

inkey$ · 04-09-2013, 03:09 PM

Quote:

Originally Posted by djgandy

Yeah he's been browsing it for about 300 years now looking for the perfect Z4MC

Well he missed the boat as I had been 'considering' selling since last October. Finally bit the bullet in Feb and gutted ever since. Interlagos with champagne interior is hard to beat too. I did ask the new owner for first refusal and to call me when he decides to sell.

djgandy · 04-09-2013, 03:14 PM

Yeah it has to be champagne. We saw an interlagos red + champagne in a garage but he wasn't really ready to buy. It was a perfect combo.

04-08-2013, 12:53 PM	#68
DarkAnt335i First Lieutenant 19 Rep 344 Posts Drives: 911 C2S & '118D Join Date: Jan 2012 Location: Kent & London iTrader: (0) Garage List 2006 BMW 335i [0.00]	It's funny i get the 'oh yeah and what else are you doing' or 'how can you afford that at your age' stuff all the time. To be honest it doesn't bother me one bit... however it seems to bother the people making those comments. Some people would rather believe that a young person is doing something 'dodgy' than accept they can legitimately afford a nice car, house etc. If i was living at home still i'd be in a GT3 with a deposit on the 2012/13 GT3 down eagerly awaiting my November delivery Last edited by DarkAnt335i; 04-08-2013 at 01:07 PM..
	Appreciate 0 Quote

04-08-2013, 01:08 PM	#69
dmt335d Private 5 Rep 79 Posts Drives: 335d Join Date: Oct 2011 Location: UK iTrader: (1) Garage List 2006 BMW 335d [0.00]	335d, 34 years old
	Appreciate 0 Quote

04-08-2013, 02:30 PM	#70
taffyjason New Member 2 Rep 16 Posts Drives: Black E92 M3 Manual Join Date: Apr 2013 Location: United Kingdom iTrader: (0)	36
	Appreciate 0 Quote

04-08-2013, 03:22 PM	#71
andy9188 Lieutenant 23 Rep 427 Posts Drives: van Join Date: Apr 2012 Location: uk iTrader: (4)	24 335d now 25 e92 m3. Insurance has gone down 600 quid since turning 25 though.
	Appreciate 0 Quote

04-08-2013, 03:26 PM	#72
gangzoom Brigadier General 1697 Rep 3,292 Posts Drives: E90 335i M sport Join Date: Jun 2011 Location: Leicester iTrader: (1)	31, had the car for nearly 2 years, love it best car I've owned. Good to see a wide range of owners, its a fab car
	Appreciate 0 Quote

04-08-2013, 04:56 PM	#73
ram335i Enlisted Member 12 Rep 39 Posts Drives: Autovogue 335i Join Date: Jul 2012 Location: Birmingham / Cumbria, UK iTrader: (1)	23, bought the car just over a year ago. Lucky to live in an area where insurance is very low and no, I don't still live with my parents Love the car more than the other half would care to know... apart from when something needs replacing!
	Appreciate 0 Quote

04-08-2013, 09:44 PM	#74
Ajerthan Bimmaaaa 23 Rep 635 Posts Drives: E46 M3 Join Date: May 2012 Location: London iTrader: (3) Garage List 2004 BMW M3 [0.00] 2009 BMW 325 [0.00]	If you can afford to pay the Finance, why not?! I bought mine on finance about year ago, Im looking to get it paid off by summer. Btw I work, work & work. __________________ InstaGram: Ajerthan
	Appreciate 0 Quote

04-09-2013, 02:45 AM	#75
djgandy Colonel 146 Rep 2,337 Posts Drives: E93 M3 Join Date: Aug 2012 Location: London iTrader: (0) Garage List 2011 M3 [0.00]	I bought mine on finance too, but I paid the lot off after 3 months. I just wondered how MEGA got such a good finance deal :O
	Appreciate 0 Quote

04-09-2013, 04:07 AM	#79
C.J -_- 33 Rep 270 Posts Drives: 335i Join Date: Jan 2012 Location: UK iTrader: (0)	27.
	Appreciate 0 Quote

04-09-2013, 09:45 AM	#81
inkey$ Private 5 Rep 77 Posts Drives: E90 335i MSport manual Join Date: Nov 2010 Location: South East London iTrader: (0)	Manual E90 335i MSport Saloon = 40 years old. Cliche of 2013 = Had to sell the Z4MC due to baby.
	Appreciate 0 Quote

04-09-2013, 01:08 PM	#82
MEGA Dieseasal 204 Rep 6,881 Posts Drives: LCI E92 335d M-Sport Join Date: Jan 2009 Location: Harrow, London iTrader: (2)	^ Not a bad replacement but ouch at selling the Z4MC (one of my all time favourite cars) __________________ Previously: 2003 Peugeot 206 1.6 8v \| 2006 E90 320d M-Sport, 19" BBS CH, Full Ice-cold JL audio install, August 2010 Total BMW 6 page feature car. \| 2003 Nissan 350Z GT Coupe 286BHP Now:2010 E92 LCI 335d M-Sport
	Appreciate 0 Quote

04-09-2013, 03:14 PM	#88
djgandy Colonel 146 Rep 2,337 Posts Drives: E93 M3 Join Date: Aug 2012 Location: London iTrader: (0) Garage List 2011 M3 [0.00]	Yeah it has to be champagne. We saw an interlagos red + champagne in a garage but he wasn't really ready to buy. It was a perfect combo.
	Appreciate 0 Quote