E90Post
 


Studio RSR
 
BMW 3-Series (E90 E92) Forum > BIMMERPOST Universal Forums > Off-Topic Discussions Board > Pissed at Discover.



Reply
 
Thread Tools Search this Thread
      06-20-2007, 09:53 AM   #1
raquelmister
Private
raquelmister's Avatar
12
Rep
50
Posts

Drives: 2007 328i E90
Join Date: Apr 2007
Location: New Jersey

iTrader: (0)

Question Pissed at Discover.

My score just shot up 25 points and I'm excited!

Just wondering if most people here have fair good bad or excellent credit, I am a little upset that Discover declined me. I wanted the 5% back damnit. Who do they think they are?:mad:

Anyone else want to share their experiences with Discover?
__________________
2007 328i E90
Artic Metallic | Beige Dakota Leather | Light Poplar Natural Wood Trim | Blacklines
Premium Package | Automatic Transmission | 3 Stage Heat Seats | Comfort Access

Last edited by raquelmister; 06-20-2007 at 10:26 AM..
Appreciate 0
      06-20-2007, 10:02 AM   #2
ward
Major General
151
Rep
6,158
Posts

Drives: F
Join Date: May 2005
Location: T

iTrader: (0)

mine is only 7
Appreciate 0
      06-20-2007, 10:08 AM   #3
normtrum
Colonel
normtrum's Avatar
52
Rep
2,225
Posts

Drives: e90 335i, e46 330i
Join Date: Feb 2007
Location: PNW

iTrader: (1)

None of your business. Joking.......kind of.
Appreciate 0
      06-20-2007, 10:10 AM   #4
ZuerstBMW
¡Viva España!
ZuerstBMW's Avatar
372
Rep
7,803
Posts

Drives: 2023 230i Mineral White
Join Date: Mar 2006
Location: Apollo Beach, FL.

iTrader: (68)

725 is great. Mine is just a tad higher.
__________________
23 G42 230i Mineral White Cognac, Aluminum With Mesh Effect Interior Trim MODS Clear Guard, 15% Ceramic Tint, Floating Caps
Appreciate 0
      06-20-2007, 10:19 AM   #5
TahoeOG
Major
83
Rep
1,208
Posts

Drives: e92 335i
Join Date: Nov 2006
Location: NJ

iTrader: (1)

i used to have bad credit when i was in my teens because i would give in to sport illustrated commercials and columbia house cd offers... I was in the low 500..... Anyway i finally matured up and now i'm in the mid 650's.... Last time i checked was like 3 months ago, so i'm pretty sure it's getting a bit higher since i'm continuing to make my car payments on time and stuff.
Appreciate 0
      06-20-2007, 10:23 AM   #6
UncleWede
Long Time Admirer, First Time Owner
UncleWede's Avatar
United_States
17883
Rep
9,376
Posts

Drives: G01 X3 M40i Dark Graphite
Join Date: Jun 2005
Location: Oxnard, CA

iTrader: (0)

We were over the 750 when we refied about 2 years ago. Wife just bought a house with her sister and she was pushing 800, they didn't run my credit since I had to quitclaim the house for her to buy with her sister.
Appreciate 0
      06-20-2007, 10:24 AM   #7
raquelmister
Private
raquelmister's Avatar
12
Rep
50
Posts

Drives: 2007 328i E90
Join Date: Apr 2007
Location: New Jersey

iTrader: (0)

Quote:
Originally Posted by UncleWede View Post
We were over the 750 when we refied about 2 years ago. Wife just bought a house with her sister and she was pushing 800, they didn't run my credit since I had to quitclaim the house for her to buy with her sister.
Man, I can't wait to hit the 800's!!! No one will be able to stop me then. lol
__________________
2007 328i E90
Artic Metallic | Beige Dakota Leather | Light Poplar Natural Wood Trim | Blacklines
Premium Package | Automatic Transmission | 3 Stage Heat Seats | Comfort Access
Appreciate 0
      06-20-2007, 10:32 AM   #8
TahoeOG
Major
83
Rep
1,208
Posts

Drives: e92 335i
Join Date: Nov 2006
Location: NJ

iTrader: (1)

i want to reach 700.. i should be there soon = D

If i keep doing everything right.

I have no experience with discover.. I know not a lot of places accept them, and that's it... I think Visa, Mastercard, and American Express are good. I personally have 2 store cards (macy's, bloomingdales) and now two credit cards (HSBC, Citi)... that's it.. i'm waiting for my score to be up in the 750's to apply for american express blue.. I believe they have great rewards.

I'm planning on buying a home though, and i've heard that lowers your credit score by like 20 points when you get the loan. True?
Appreciate 0
      06-20-2007, 11:06 PM   #9
CALIF65GM
Colonel
CALIF65GM's Avatar
97
Rep
2,041
Posts

Drives: e93-35 May08 ED
Join Date: Jun 2005
Location: SF, CA

iTrader: (0)

Garage List
Right around the 750 mark here. Some quarters just north and some quarters just south.
__________________
5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.

Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
Appreciate 0
      06-21-2007, 01:14 AM   #10
UncleWede
Long Time Admirer, First Time Owner
UncleWede's Avatar
United_States
17883
Rep
9,376
Posts

Drives: G01 X3 M40i Dark Graphite
Join Date: Jun 2005
Location: Oxnard, CA

iTrader: (0)

We effectively re-bought the house during the refi, and our scores went up. I don't watch it closely enough to know week by week what my purchases do. It's the history of never having skipped out on a payment, and having used credit in the past wisely that keeps it rising.
Appreciate 0
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off



All times are GMT -5. The time now is 04:12 AM.




e90post
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST