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BMW 3-Series (E90 E92) Forum
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How are people purchasing their BMW?
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View Poll Results: How did you buy your E90? | |||
Leasing | 40 | 19.32% | |
Financing | 81 | 39.13% | |
Buying outright | 86 | 41.55% | |
Voters: 207. You may not vote on this poll |
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09-20-2005, 10:11 AM | #89 | |
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United States GDP - Per Capita: $ 40,100
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Nikki
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09-20-2005, 03:53 PM | #91 |
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We run into that all the time with my in-laws because they're from a small town. I'm known as mister fancy pants because I've always had a BMW or an Audi. But they won't think twice about buying a new Suburban or a 1/2 ton pickup ("rig").
I'll always finance. Having a wife and a kid there's no way I'd have that much cash around without her spending it on something. And I know it sounds wacky, but I'll pay for the privilage of keeping my cash liquid over the 60mo instead of tying it up in my transportation. We thought about using home equity, but the interest rates were higher and there were loan origination fees and pre-payment penalties. Didn't see how that was better than traditional financing. I also get the new car itch every 1.5-2 years so leasing would seem to suit me well, except that I like to drive. A LOT. I typically do about 20k a year. Wouldn't the higher interest rates (money factor) of a lease and the mileage penalty kill me? |
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09-20-2005, 10:42 PM | #92 | |
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