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      09-04-2014, 07:57 PM   #45
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Quote:
Originally Posted by Devant View Post
But do you realize how ridiculous this all sounds? A bank will billions of dollars in assets stole $58K from you?

I’d find it more plausible if you said that there was a mistake with a transfer or something of the sort, which in time will be rectified.

Either way you're covered FDIC insurance is $250K and your story can be the basis of the second banking meltdown of the 21st century
No kidding it sounds ridiculous. Does the story imply grand theft? Or does it mention a transfer of funds? If a transfer is requested and the money doesn't show up does that not sound like a "mistake" to you? doesn't matter how it sounds though you'll never know the acual truth first hand that's why the title reads banking recommendations...but what also sounds ridiculous is reading the title and taking the time to call me a liar about something that's got little to do with the question it's also ridiculous I'd lie at all for no personal gain but that's beside the point...point is I don't give a shit if you a stranger on the internet believes me. If you're feeling hurt over someone "lying" in an arbitrary post in a small little corner on the internet then maybe you should move along or find something else to do

It also doesn't surprise me you come from banking
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      09-04-2014, 08:02 PM   #46
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Can't disagree w/ Devant on this one. If you were only concerned about finding a new bank then simply say, "I am not happy with my current bank, can anyone recommend a new one". By adding in some very odd sounding background story about how BAC "lost" $58k, that is certainly going to raise questions about how or why the bank has not resolved this situation. I understand that you can't/don't want to provide a more detailed background story but it is very unusual for a bank to "lose" $58k and then not quickly resolve the situation...
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      09-04-2014, 08:26 PM   #47
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Quote:
Originally Posted by EJT86 View Post
No kidding it sounds ridiculous. Does the story imply grand theft? Or does it mention a transfer of funds? If a transfer is requested and the money doesn't show up does that not sound like a "mistake" to you? doesn't matter how it sounds though you'll never know the acual truth first hand that's why the title reads banking recommendations...but what also sounds ridiculous is reading the title and taking the time to call me a liar about something that's got little to do with the question it's also ridiculous I'd lie at all for no personal gain but that's beside the point...point is I don't give a shit if you a stranger on the internet believes me. If you're feeling hurt over someone "lying" in an arbitrary post in a small little corner on the internet then maybe you should move along or find something else to do

It also doesn't surprise me you come from banking
Kinda funny, it's all perception. People think BAC has "billions" in assets. You add their deposits and wealth management together, and you're already up to 3.5 trillion. That's on
Y part of the bank. Hardly billions!

I do own BAC and it' stone well for me. I always found it funny how much banks complain about credit unions not paying taxes, when cos like BAC pay an effective rate < 11%.....winning!
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      09-04-2014, 08:36 PM   #48
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Quote:
Originally Posted by John 070 View Post
Kinda funny, it's all perception. People think BAC has "billions" in assets. You add their deposits and wealth management together, and you're already up to 3.5 trillion. That's on
Y part of the bank. Hardly billions!

I do own BAC and it' stone well for me. I always found it funny how much banks complain about credit unions not paying taxes, when cos like BAC pay an effective rate < 11%.....winning!
HAHA how did I know you were going to say that. But I was referring to short term assets. Cash on hand and short term investments. Sure it’s in the trillions if you add in net loan activity and if you look at off balance sheet transactions, even more than that!

http://www.marketwatch.com/investing.../balance-sheet
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      09-04-2014, 08:45 PM   #49
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Quote:
Originally Posted by Devant View Post
HAHA how did I know you were going to say that. But I was referring to short term assets. Cash on hand and short term investments. Sure it’s in the trillions if you add in net loan activity and if you look at off balance sheet transactions, even more than that!

http://www.marketwatch.com/investing.../balance-sheet
If everybody joined credit unions (actually I don't know why they don't), my stocks would be worthless (own wfc too)!

Credit unions are all about the members.....again, like the NFCU 12 mo cert I opened yesterday paying 5% apy ...so crazy!
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      09-04-2014, 09:05 PM   #50
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Originally Posted by John 070 View Post
If everybody joined credit unions (actually I don't know why they don't), my stocks would be worthless (own wfc too)!

Credit unions are all about the members.....again, like the NFCU 12 mo cert I opened yesterday paying 5% apy ...so crazy!
Too bad your not local I'd invite you for a beer and talk shop.

Maybe even see about getting the OP his money back
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      09-04-2014, 10:01 PM   #51
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Navy Federal Credit Union has great rates and their customer service is top notch
USAA for me.

All internet unless I need to deposit cash, then I use the local credit union.
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      09-05-2014, 04:58 AM   #52
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USAA for me.

All internet unless I need to deposit cash, then I use the local credit union.
Strange fact but I saw a thread where people left NFCU for usaa because the former no longer allows concealed weapons inthe branch, while the latter does. Pay higher interest to conceal. How' stat for a first world problem?
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      09-05-2014, 08:16 AM   #53
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Quote:
Originally Posted by kscarrol View Post
Can't disagree w/ Devant on this one. If you were only concerned about finding a new bank then simply say, "I am not happy with my current bank, can anyone recommend a new one". By adding in some very odd sounding background story about how BAC "lost" $58k, that is certainly going to raise questions about how or why the bank has not resolved this situation. I understand that you can't/don't want to provide a more detailed background story but it is very unusual for a bank to "lose" $58k and then not quickly resolve the situation...
Well next time I make a post I'll consult with you first how's that? You just commented about not including more detail which is the reason I have a back story in the first place. Post what you suggested n he first question would be what happened with ur old bank someone would suggest BoA you'd say you don't like them then someone would ask why...use your head and maybe ull get it funny I thought I was saving time but looks like people still like wasting it bottom line this post has nothing to do with you doesn't affect you and the person writing it doesn't give a shit about how you gauge my credibility if you're too bored on the internet and feel the need to get into an online debate maybe find another activity
There were some people who actually wanted to help which I appreciate just too bad not everyone has sense
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      09-05-2014, 08:32 AM   #54
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Quote:
Originally Posted by EJT86 View Post
Well next time I make a post I'll consult with you first how's that? You just commented about not including more detail which is the reason I have a back story in the first place. Post what you suggested n he first question would be what happened with ur old bank someone would suggest BoA you'd say you don't like them then someone would ask why...use your head and maybe ull get it funny I thought I was saving time but looks like people still like wasting it bottom line this post has nothing to do with you doesn't affect you and the person writing it doesn't give a shit about how you gauge my credibility if you're too bored on the internet and feel the need to get into an online debate maybe find another activity
There were some people who actually wanted to help which I appreciate just too bad not everyone has sense
Wow, a little sensitive aren't we!
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      09-05-2014, 08:51 AM   #55
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Quote:
Originally Posted by EJT86 View Post
Well next time I make a post I'll consult with you first how's that? You just commented about not including more detail which is the reason I have a back story in the first place. Post what you suggested n he first question would be what happened with ur old bank someone would suggest BoA you'd say you don't like them then someone would ask why...use your head and maybe ull get it funny I thought I was saving time but looks like people still like wasting it bottom line this post has nothing to do with you doesn't affect you and the person writing it doesn't give a shit about how you gauge my credibility if you're too bored on the internet and feel the need to get into an online debate maybe find another activity
There were some people who actually wanted to help which I appreciate just too bad not everyone has sense
I....I just....I don't know where to begin with the above....
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      09-05-2014, 08:54 AM   #56
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That's the longest sentence I've ever read. I ain't even mad
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      09-05-2014, 08:58 AM   #57
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That's the longest sentence I've ever read. I ain't even mad.
You forgot your period, bruh. Don't worry, I fixed it for you.
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      09-05-2014, 09:01 AM   #58
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That's the longest sentence I've ever read. I ain't even mad
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Originally Posted by Billup View Post
You forgot your period, bruh. Don't worry, I fixed it for you.
Nice ninja edit Billup...you fixed "your" own sentence before I could...
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      09-05-2014, 09:12 AM   #59
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Nice ninja edit Billup...you fixed "your" own sentence before I could...
I have no idea what you're talking about, sir.....





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      09-05-2014, 11:43 AM   #60
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Originally Posted by kscarrol View Post
Wow, a little sensitive aren't we!
Nope just a grown ass man that doesn't need anyone let alone a stranger with too much time on their hands telling me what to do
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      09-05-2014, 11:50 AM   #61
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Originally Posted by EJT86 View Post
Nope just a grown ass man that doesn't need anyone let alone a stranger with too much time on their hands telling me what to do
Grown ass man? I make a friendly suggestion and you respond like my 12 yr old child...

If this is how you interact with people, I'm not surprised the B of A folks have had you escorted from their offices.
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Last edited by kscarrol; 09-05-2014 at 01:45 PM..
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      09-05-2014, 08:37 PM   #62
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And it other news....
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      09-05-2014, 08:55 PM   #63
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And it other news....
25,5C
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You're still a little new here, so I'll let you in on a little secret. Whenever Lups types gibberish, this is an opportunity for you to imagine it to be whatever you'd like it to be.
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How would you know this? Did mommy catch you jerking off to some Big Foot porn ?
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      09-05-2014, 08:59 PM   #64
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25,5C
Yes Lups, yes. Now you see what a marvel the weather can be
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      09-05-2014, 09:04 PM   #65
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Yes Lups, yes. Now you see what a marvel the weather can be
Haha, I thought I was reading the weather thread. Oh well. All banks suck. Op go to the beach.
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You're still a little new here, so I'll let you in on a little secret. Whenever Lups types gibberish, this is an opportunity for you to imagine it to be whatever you'd like it to be.
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How would you know this? Did mommy catch you jerking off to some Big Foot porn ?
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      09-06-2014, 06:34 AM   #66
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PNC end of story
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