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out of college, I was carrying over 5K in cc debt.
Wised up to finance and paid it off in the first 6 months out of school.
Now we primarily use our Amex rewards and Dinersclub, both of which require immediate payment (AMEX offers to extend payments on big ticket items, but WE pay it off)
Coming out of the holidays, my amex bill this month is >15 grand. Yow - just in time for valentines and my wifes bday too.
Ugg - My wifes bday and my kids' birthdays are all in March. Time to pony up...
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E93 IL Blue M3 ZPP, ZCW
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