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Originally Posted by mccannable
I am price shopping for liability insurance for my wife's photography business. I have done some research but this forum has been helpful on my many other questions. We are looking for basic liability mainly for our home studio because she is shooting kids and infants. We will also get on location just to cover ourselves. We do not need equipment coverage as she rarely has more than a few thousand dollars worth of gear with her at a time. As of now we are not looking for e and o insurance either, she is just starting and to my knowledge the most she can be out on lost product/images is what the client payed. So any advice is always appreciated.
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Contact Sihle Insurance group. They are a broker and will tell you what you need and find it at the best price. They have an office in Orlando as well.
http://www.sihle.com
My agent at Sihle is a childhood friend of mine. He has nothing but good things to say about Sihle. All the agents are owners, so any agent your dealing with want's to service your needs. You might be able to shop on your own and find a cheaper policy. But it's likely that policy doesn't have you covered the way you want it to, or the way the provider makes it sound.