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OK. I called them and here's the answer to my own questions
1) There will be no change in monthly payment.
1a) So next month's payment will be taken care by the excess payment made.
2) If i make the payment within a week post due date, I should be fine.
That's it.
__________________
2017 F25 X3 -> Current
2016 F10 535 -> SOLD
2014 F30 -> SOLD
2013 F30 -> SOLD
2007 E90 -> SOLD
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