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BMWFS still auto-deducts payment after making payment
I had auto-pay enabled in case I forget to make payment. This month I paid my due in a week in advance and today I found that BMWFS auto-deducted from my account for the same amount. So my question is
1) Will my next month's payment go down since I had made two payments this month?
1.a) If not, can I skip next month's payment?
2) Just curious, what is the penalty for not making payment on due date? Does BMWFS give any grace time? Do they immediately report to credit agencies?
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2017 F25 X3 -> Current
2016 F10 535 -> SOLD
2014 F30 -> SOLD
2013 F30 -> SOLD
2007 E90 -> SOLD
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