Quote:
Originally Posted by O-cha
I tried to make that easy to read into specifying "actual" debt and people using the 0% APR as separate things. Of course using the 0% APR is a wise decision.
Paying 10%++++ daily compounded interest on purchases is not.
I don't carry cash, all I use is a credit card. I pay it off at the end of each month though. Most goods have the fee business owners pay to accept credit cards built in. Not using a CC is like paying those 3% points other people earn.
Paying the ridiculous finance charges and driving a luxury car on the other hand, is just not right.
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Sounds like we actually agree then, my mistake on the interpretation!