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      12-18-2007, 09:04 PM   #51
AndrewAZ
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Quote:
Originally Posted by Kiemyster View Post
i dont rock credit cards. i have one, and its never used. only for use in emergencies. otherwise, i use my debt card all the time. its simple and nice: throw in all my money, and have it readily available. no bullspit, no gimmicks. its my money, no worries.
I would totally agree with you... But I never use my debt card on anything more than $20-50, reason being is buying with a credit card gives you protection and leverage in the event something goes wrong. With a credit card its simple to dispute things and if you win it gets wiped out, debit cards you are fighting for your money back.

Also if your debit card gets stolen and you dont notice it for a while (even a few days) you can be liable for I think 5-6 times more than you would be if your credit card was stolen which if I recall right is max liability of $50 or $100.
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