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      01-14-2014, 11:04 PM   #10
SCHMOUPE
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Drives: 2007 Z4M Coupe
Join Date: Apr 2010
Location: NJ

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couple of pointers as I recently purchased my first house. I am 27 and have had a "real job" for the past 5 years or so. I put down ~25% of the house cash and mortgaged the remaining 75% at a very good rate over the summer. Word of advice to you is to cut down all your debts as much as possible before looking for a house. If you have any disposable income, throw that towards the student loans. Sell the car (if possible) and get yourself a nice used car with no (or little) loan on it. Be very careful about buying a house with the GF. It is just a messy thing if things don't work out and she has contributed money to the mortgage.
As someone else said, buying a house is like nothing else out there. There is a lot of things to watch out for.
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