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You aren't ready to buy a house. You need at least 5-10% of the value of the house in a liquid downpayment (meaning cash) to start with. In today's economy it'll be extremely hard for somebody to approve a loan on someone such as yourself with no liquid assets. One of the main reasons for the economic crisis of 2006-onward was because banks gave out sub-par loans for years to people such as yourself. If you were to lose your job, you'd instantly default on your loan.
My advice to you. Wait till at least you have the car paid off along with the student loans, save a couple of grand along with the downpayment and then maybe you'll be in a position to SAFELY afford the house.
Best of luck.
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