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If you're in a high risk neighborhood keep your keys in a metal box or in the fridge. Also, consider one of the cheap GPS tracking solutions available on the market now.
If you're not, this is what you pay insurance for.
It's a neat trick, but they can only start the car once - it's not much different from just turning up with a flatbed truck with rollers in the middle of the day, hitching your car up and driving away.
I love comfort access, I'd say it's worth the risk.
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