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For what you need, you may not need to upgrade.
I bought a macbook in 2008 and have used it as a desktop (while at home) since. Hook up an external monitor, USB hub, speakers, mouse and keyboard, external HD, and throw it on a shelf. Same exact experience as a desktop for no added cost.
As for a new build, you can put together a new desktop from scratch for about $300-400, excluding monitor/speakers/accessories. There are definitely deals on complete low-end systems as well.
I just build a new PC for a friend and will be upgrading mine soon, lmk if you need part recs.
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