Quote:
Originally Posted by TSM330i
+1
Even though I keep most of my stuff in my gun safe when I'm not wearing it, I still make sure it's covered. I have my wife's jewelery on our policy too.
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It's honestly not that expensive to insure these things, much less than you would think. Plus the policy covers your stuff whether or not it is actually in your house at the time. You need to check your policy but if it doesn't have "off premise" coverage you can usually add it. You get drunk, take a header into a curb and smash your beloved shiny new watch, covered. Get robbed trying to score some crack on the wrong side of town? Covered.