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Originally Posted by jlspeed29
^^ well for one thing...cc's always rape you if you want to do a cash advance to the tune of like 19%!!!!! and often higher!!!
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the most important piece in that letter is the page that shows you your actual rate..not the TEASER rate they give you....
also if you do not pay off your balanced during the grace period (0% term) i believe they have the right to charge you all accrued finance charges....so WATCH OUT!
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Definitely - it's all about being responsible. You can play the system to an extent but you really have to be on top of things. Microsoft Money is a good friend of mine.