Yeah, I've clicked on the first 8 links on google and ALL of them say it is a scam...
..they SIGNED UP but were too stupid to realize they were going to be charged. I think you are the only one whose non used credit card got magically put into Triple Score Advantages databse.
Now, if you actually DO some research, all of those 8 pages that called it a scam cause the people were too stupid to read what they were putting credit card information in for... there are guides on how to get a refund.
You are welcome.
http://hubpages.com/hub/How-to-Get-Y...reportcom-Scam