I agree with Feyd but have to add not every accountant or CPA can act as a "business adviser" necessarily. You need to find one who can give you tips in business planning and financial structure of your new venture.
Secondly, in my own experience, most new small businesses start with personal savings or loans/ seed money from friends or family. I am not sure how you can secure a loan from a bank or SBA without showing any business worthiness these days. This means, you have been in business for a while and passed the rite of passage without going under and now you need extra dough to expand services, hiring, moving to bigger office, etc. However, I may be totally wrong since I am not a banker and have not dealt with one recently. I know the climate for loan qualifications have totally changed in the past two years.
Good luck ...
|