Quote:
Originally Posted by sspade
Is my old school thought process accurate in assuming that a finance from the start will always be cheaper than a lease... if lessee decided to finance said vehicle AFTER the lease term?
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No, definitely not always but in general yes. You have to run the numbers in each specific situation to determine what would be a better from a financial point of view. While we haven't see it recently given the market but many times lease cash is offered which can be an advantage over financing. I remember a few years ago Genesis was offering fairly large lease cash incentives and nothing for financing. Back then I ran the numbers for close to 100 deals and never saw one where financing was less expensive than leasing and then purchasing.