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      02-01-2022, 02:29 PM   #20
TurtleBoy
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Drives: 2019 X5 40i,2021 M340i
Join Date: Jan 2019
Location: Colorado

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Quote:
Originally Posted by sspade View Post
Is my old school thought process accurate in assuming that a finance from the start will always be cheaper than a lease... if lessee decided to finance said vehicle AFTER the lease term?
No, definitely not always but in general yes. You have to run the numbers in each specific situation to determine what would be a better from a financial point of view. While we haven't see it recently given the market but many times lease cash is offered which can be an advantage over financing. I remember a few years ago Genesis was offering fairly large lease cash incentives and nothing for financing. Back then I ran the numbers for close to 100 deals and never saw one where financing was less expensive than leasing and then purchasing.
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2019 BMW G05 X5 xDrive40i - Phytonic Blue/Cognac - 11/2023.50
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